10 tips to find amazing bargains

Next time you’re at a dinner party and there’s a lull in the conversation, ask people about the biggest bargain they have ever bought. And then fill everyone’s glasses, as you’re probably in for some fantastic stories.

When it comes to bargain hunting, sheer luck sometimes comes into play, such as when I drove past a donkey cart on its way to the dump and spotted an antique oak washstand with marble top about to be sold for firewood.
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How to Convince Creditors Not to Ruin Your Credit Score

Did you know that South Africans are forking out approximately 76% of their salaries on debt repayments as of 2014? We’ve all been there, whether it’s a clothing account, gym membership or student loan, debt repayment is part of the consumer experience in our country. Knowing how to manage that debt and better communicate withContinue ReadingContinue Reading

How To Raise Your Credit Score [hana-code-insert name=’Ads’ /] “Your credit record is your financial ‘good name’. It’s your reputation in the eyes of credit- and other service providers and it’s one of the most important considerations when deciding if they should lend you money.” Credit can be useful. Whether you use it to getContinue Reading

What is a good credit score?

A “good” credit score depends on the scoring system used by your particular lender. Different scoring systems use different scales. However, if you have a good credit score from one of the credit reporting agencies, you are likely to have a good credit score with your lender.Continue Reading

Disputing Errors on Credit Reports

Today credit reports are very important when determining one’s credibility. Credit reports contain the details about a person’s history of paying bills, criminal records, whether one has filed for bankruptcy before, where one lives and many other intricate details about a person. An individual’s credibility is crucial when it comes to getting a job, buyingContinue ReadingContinue Reading

How To Clear Judgements, Administrations And Default Listings From Your Credit Report

Have you, like millions of South Africans; have been denied a loan, clothing accounts, mortgages or even a job? Are you feeling that your life is standing still due to your bad credit rating? In this article will I explain, in depth, on how to remove the bad elements from your credit report, so thatContinue ReadingContinue Reading

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