10 Credit Score Myths

Credit report mythsA lot of ignorance and misinformation exists surrounding the credit industry and the functioning of credit bureaus in South Africa. There have also been a number of changes in recent years, mostly designed to offer additional protection to the consumer.

It is important for people to understand how the system works so that the are able to maintain a good credit rating or improve one that is poor.
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10 tips to find amazing bargains

Next time you’re at a dinner party and there’s a lull in the conversation, ask people about the biggest bargain they have ever bought. And then fill everyone’s glasses, as you’re probably in for some fantastic stories. When it comes to bargain hunting, sheer luck sometimes comes into play, such as when I drove past… Continue Reading

How To Raise Your Credit Score “Your credit record is your financial ‘good name’. It’s your reputation in the eyes of credit- and other service providers and it’s one of the most important considerations when deciding if they should lend you money.” Credit can be useful. Whether you use it to get you through a… Continue Reading

What is a good credit score?

A “good” credit score depends on the scoring system used by your particular lender. Different scoring systems use different scales. However, if you have a good credit score from one of the credit reporting agencies, you are likely to have a good credit score with your lender. Continue Reading

Disputing Errors on Credit Reports

Today credit reports are very important when determining one’s credibility. Credit reports contain the details about a person’s history of paying bills, criminal records, whether one has filed for bankruptcy before, where one lives and many other intricate details about a person. An individual’s credibility is crucial when it comes to getting a job, buying… Continue Reading

14 Amazing Tips To Repair Your Credit Score

You have probably realised by now that there is nothing more important than having a good credit score. Your credit score is the first thing that all lenders and creditors will look at before granting you any form of loan, whether you are looking at applying for a mortgage, personal loan, clothing shop account and… Continue Reading

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