Articles

Never sign an agreement or contract that you don't understand. Instead, take your time and read through it again or ask someone to explain what the terms mean. Signing a ...

When you apply for finance and are told your credit score is poor, you need to investigate why. Most people know it’s a skeleton in the closet: a debt they ...

It seems that getting a credit card is easier today than ever before. Banks seem to hand them out arbitrarily. For many people, a credit card is permission to go ...

Credit scores seldom stay the same, fluctuating all the time is normal. If you notice a drop in your credit score, there are a number of explanations as to why ...

It is a very difficult position to be in when you don’t qualify for new credit because you don’t have a credit score and you can’t get your credit score ...

Your credit score can affect a variety of things in your life from applying for a home or personal loan, buying a car on finance, any insurance and even applying ...

Your credit report works in a similar way to a report card you would get back in school. It demonstrates your ability to repay debts and show how capable you ...

People who incur unnecessary debt find themselves in a position where they are no longer able to service those debts. Failure to pay debts has long-term consequences. Your name will ...

We all dream of a debt-free life, but most of us are not that fortunate. Maybe we enjoy our shopping sprees a little too much, and we’ve racked up quite ...

 Let’s face it: we all want to live a life free of debt, but the reality is that most of us are in some sort of debt. And for many ...