Next time you’re at a dinner party and there's a lull in the conversation, ask people about the biggest bargain they have ever bought. And then fill everyone’s glasses, as you’re probably in for some fantastic stories.
When it comes to bargain hunting, sheer luck sometimes comes into play, such as when I drove past a donkey cart on its way to the dump and spotted an antique oak washstand with marble top about to be sold for firewood.
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Your finances might be tough to manage at times, but it is extremely important that you ensure you have enough money saved for a rainy day. But how do you manage to stay afloat? Here are a few signs to look out for, to avoid heading for a financial disaster! Continue Reading
Did you know that South Africans are forking out approximately 76% of their salaries on debt repayments as of 2014? We’ve all been there, whether it’s a clothing account, gym membership or student loan, debt repayment is part of the consumer experience in our country. Knowing how to manage that debt and better communicate with… Continue Reading
How To Raise Your Credit Score “Your credit record is your financial ‘good name’. It’s your reputation in the eyes of credit- and other service providers and it’s one of the most important considerations when deciding if they should lend you money.” Credit can be useful. Whether you use it to get you through a… Continue Reading
A “good” credit score depends on the scoring system used by your particular lender. Different scoring systems use different scales. However, if you have a good credit score from one of the credit reporting agencies, you are likely to have a good credit score with your lender. Continue Reading
Even with interest rates on the rise, you can still manage your debt. Here’s how: The first quarter of 2014 has hit consumers’ pockets hard: the inflation rate has reached the 5.9% mark after a third consecutive increase in February 2014 and the repo rate, which many predicted would only change in March 2014, was… Continue Reading
Cape Town – Credit bureaus have been inundated with calls from consumers since the implementation of the credit amnesty on April 1 2014. Among the most frequently asked questions are: Continue Reading
Today credit reports are very important when determining one’s credibility. Credit reports contain the details about a person’s history of paying bills, criminal records, whether one has filed for bankruptcy before, where one lives and many other intricate details about a person. An individual’s credibility is crucial when it comes to getting a job, buying… Continue Reading
You have probably realised by now that there is nothing more important than having a good credit score. Your credit score is the first thing that all lenders and creditors will look at before granting you any form of loan, whether you are looking at applying for a mortgage, personal loan, clothing shop account and… Continue Reading
Have you, like millions of South Africans; have been denied a loan, clothing accounts, mortgages or even a job? Are you feeling that your life is standing still due to your bad credit rating? In this article will I explain, in depth, on how to remove the bad elements from your credit report, so that… Continue Reading